Despite what you may have heard, filing for bankruptcy could be the solution to your financial problems. Whether you've been trying to pay off medical bills for months or your business has been struggling to keep its doors open, I can guide you through the bankruptcy process and help you find the debt relief you need.
I have been in your shoes. As a first-generation attorney, I grew up in a blue-collar, agricultural family that worked hard to put food on the table. There is nothing more stressing and overwhelming than bills or expenses that you cannot control. My experience with helping clients through their bankruptcy issues over the last 13 years has provided me with valuable insight that I can use to help you with your situation. To ensure you aren't taking more financial risks than needed, I offer free consultations so you can get to know me as an attorney and decide if I'm the right choice for you.
One of my key motivators is the fact that I know what it's like to stress about money. I know you're probably going through one of the most difficult times in your life. As a result, I will treat your case as if it's my future, my income, and my livelihood on the line. Whether it's your personal finances or the financial security of your business on the line, I will strive to help you find a resolution.
Not everyone has the same financial situation, so the cookie-cutter approach to filing for bankruptcy rarely works. As we build a working relationship, I will get to know your story, your needs, and your goals as we work toward the right solution for your situation. Utilizing the right strategies for your unique circumstances will be the key to safeguarding your financial future.
If you're not sure if you should be seeking legal help or not, click the arrow below to see if bankruptcy is the best option for you and your specific financial situation.
In many cases, financial ruin is out of your control. Filing for bankruptcy may be the right strategy to start a fresh chapter where you have control over your finances.
Farmers and other business owners across the region have come to me for help in filing for Chapter 11 Bankruptcy. Contact me today to schedule a free consultation.
Fact: Filing for bankruptcy will cause restrictions on your credit for about 7-10 years, but by no means will it be permanent. A report from the Federal Reserve Bank of Philadelphia showed the average credit score of someone filing for bankruptcy was 538.2. In the time it takes most bankruptcies to finalize (about 6-8 months), the average credit score jumped nearly 80 points.
Fact: Though bankruptcy can eliminate many forms of debt resulting from personal loans, credit card charges, medical bills, utility bills, and back rent, there are some exceptions. If you are behind on child support, alimony, or student loan payments, bankruptcy will not eliminate those expenses. It will also not relieve any tax debts you may have. If you live in Rocky Mount, or anywhere in Franklin County, or Henry County, Virginia, you can rely on me to help you search for the best possible solution.
Fact: After your bankruptcy has been filed, you likely won't have to worry about being homeless or hungry. Most property is exempt and debtors rarely lose anything at all. Your house, cars, and clothing are safe in most cases, and even some non-exempt items aren't valuable to creditors like televisions or even smartwatches.
Fact: For more than 13 years, I have served the Rocky Mount, Virginia community as a bankruptcy attorney. I have helped countless people through Chapters 7, 11, and 13 bankruptcy and have gained insightful knowledge and experience in the process. You're not just a client to me, you're a person who needs help and I will do everything I can to help you with your circumstances. If you live in Roanoke or Martinsville, Virginia, contact my office today to schedule a free case consultation and find out how I can help you!